
2026 edition of the sector study 'Algeria Banking Index' ABIX: Credit accelerates, profitability declines
By the end of 2025, the total balance sheet of the 21 analyzed banks reaches '25,667 billion DA', an increase of '+5.44%' year-on-year. Deposits collected from customers amount to '17,647 billion DA', up by '+5.28%', while the outstanding loans distributed rise to '11,199 billion DA', representing an increase of '+15.79%'. The gap between these two growth rates is, according to the study, the notable fact of the year: loans are growing nearly three times faster than deposits, which has mechanically raised the loan-to-deposit ratio to '63.46%'. An intermediation r...


